Get ready to shop, swipe and smile!
Credit with your best interests at heart.
Simple and
transparent
Options to suit
your needs
Shop at all
our stores
Browse our credit options and decide which suits you best
Each page has detailed information about the credit offering as well as what you will need to apply.
Not sure which credit option is best for you?
Here's a handy comparison to help you compare the basics in one view
Pay It Off
Store Card
Mobicred
digital credit
PayJustNow
split payment
Pay It Off
Phone Rental
55 days interest free
55 days interest free
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Shop in-store
(Shoprite Group stores, excluding furniture stores)
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Shop online
(Shoprite Group stores, excluding Sixty60)
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Shop outside the Shoprite Group?
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Repayment options
- Revolving
- 12 months
- Revolving
- 24, 36 months
Split purchase
over 3 months
12 months
Customer Protection Insurance
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One screen replacement*
One phone replacement*
Debit order payment
Cash or card in-store, bill payment on most banking apps
SMS notification on purchases
Monthly fees
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Monthly rental fees
Interest
55 days interest-free*
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Proudly brought to you by Shoprite Financial Services, a division of the Shoprite Group of Companies.
Our purpose is to uplift lives through financial inclusion so that our customers may have an opportunity at a better life.
If you would like to read more about us, please click on the relevant logos below.
Our purpose is to uplift lives through financial inclusion so that our customers may have an opportunity at a better life.
If you would like to read more about us, please click on the relevant logos below.
FAQ’S
What is a credit application?
What does a credit provider consider during the credit application process?
What is a credit bureau profile?
What is a credit bureau?
Why would a credit provider decline my credit application?
What is a credit score?
Why would my credit score be poor?
Where can I see my credit score?
What if my credit report reflects incorrect information?
What is affordability?
What is a credit cost multiple?
What is an instalment?
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